In An Instant by Suzanne Redfearn
This one started out pretty good. A family goes on a mini-vacation into the mountains when an accident sends their car careening down a mountainside. One person dies, and the rest of the book is told through her spirit eyes, as she hangs around observing how the rest of the family copes with the tragedy and its aftermath.
An interesting point of view, but it got old really fast. It started to feel so hokey that I almost abandoned the book. I pushed through and finished it, but it's not one I can recommend. The dead-person-point of view just didn't work for me here.